There is no token denylist in this product, so the JWT user loader is
the only place a deactivated account can be stopped, and it did a bare
lookup by id. Somebody deactivated at 09:00 kept a working access token
until it expired, and a refresh token that minted fresh ones for thirty
days.
/api/auth/refresh and the API-token path already checked isactive. This
makes the loader consistent with them rather than inventing policy.
Scope: product
9c1848fc61